States With Highest Estate Tax Rates

13 states impose estate tax, with top marginal rates ranging from 12% to 20%. Combined with the 40% federal rate, the total burden can exceed 50% for large estates.

# State Top Rate Min Rate Exemption Combined Max
#1 Washington 20% 10% $2.19M ~52%
#2 Hawaii 20% 10% $5.49M ~52%
#3 Oregon 16% 10% $1.00M ~50%
#4 Rhode Island 16% 0.8% $1.73M ~50%
#5 Massachusetts 16% 0.8% $2.00M ~50%
#6 Minnesota 16% 13% $3.00M ~50%
#7 Illinois 16% 0.8% $4.00M ~50%
#8 District of Columbia 16% 11.2% $4.71M ~50%
#9 Maryland 16% 0.8% $5.00M ~50%
#10 Vermont 16% 16% $5.00M ~50%
#11 New York 16% 3.06% $6.94M ~50%
#12 Maine 12% 8% $6.80M ~47%
#13 Connecticut 12% 10% $13.61M ~47%

About "Combined Max"

The "Combined Max" column shows an approximate worst-case combined rate: the 40% federal top rate plus the state top rate, minus overlap (since state taxes reduce the federal taxable estate). Actual combined burden depends on estate size, deductions, and exemption stacking. This is illustrative only.

Disclaimer: Rates reflect current law and may change. Combined rate calculation is approximate. This is not legal or tax advice. Consult a qualified estate planning attorney.

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